Frequently Asked Questions

The NR6 is a CRA form that lets non-resident landlords pay withholding tax on net rental income instead of the default 25% on gross rent — typically saving 50-75% on tax withheld. You deduct expenses like mortgage interest, property taxes, insurance, and repairs before calculating the withholding amount. Both the non-resident and a Canadian agent must sign the form.

Any non-resident of Canada who owns rental property in Canada and wants to reduce their withholding tax from 25% of gross to 25% of net income. Without an NR6, your property manager or tenant must withhold 25% of gross rental income and remit it to CRA. Filing an NR6 lets you keep more cash flow throughout the year.

Yes, Airbnb and short-term rental income qualifies for NR6 filing as long as it is classified as rental income, not business income. Most individual hosts with one or a few listings qualify. If you operate a hotel-like business with significant services (cleaning, meals, concierge), different rules may apply — consult a tax professional.

Without an NR6, CRA requires 25% withholding on your gross rental income — not net. On $36,000 gross rent, that means $9,000 withheld instead of roughly $4,000 on net income. You can recover the excess by filing a Section 216 return, but you lose cash flow all year. The NR6 is the more efficient solution.

Yes, CRA requires every non-resident landlord filing NR6 to have a Canadian resident agent. The agent co-signs the NR6, handles monthly withholding remittances, receives CRA correspondence, and ensures you file your Section 216 return. NR6.ca acts as your Canadian agent — it's included in our $999 CAD annual fee at no extra cost.

Everything: NR6 form preparation and CRA submission, 12 monthly remittance calculations, NR4 information slip, Section 216 year-end return, Canadian agent services, CRA correspondence handling, year-round email support, and deadline reminders. That's 15+ CRA filings and interactions per year — all for one flat fee with no hidden charges.

About 5-7 minutes to complete our intake form. We prepare and submit your NR6 within 1-2 business days. CRA processing typically takes 4-8 weeks. Once approved, the reduced withholding rate is effective for the entire tax year.

No. Complete the intake form, pay via Stripe, and we handle everything from there. No account, no login, no passwords. You receive confirmation and all updates via email.

You need your property address, monthly rental income, and annual expenses (mortgage interest, property taxes, condo fees, repairs, insurance). No physical documents are required — reasonable estimates are acceptable for expenses. Our form collects everything in about 5 minutes.

File the NR6 on or before January 1 of the tax year, or before the first rental payment is made. You can file late — the reduced withholding takes effect once CRA approves it — but cannot be applied retroactively. For the following year, file by December 31.

Yes, filing a Section 216 return is mandatory if you have an approved NR6. We handle it for you — it's included in the $999 annual package. We prepare and file it by the June 30 deadline to report your actual rental income, reconcile withholding, and claim any refund.

Each property requires its own NR6 filing at $999/year per property. Complete our form once for each property. For 3 or more properties, contact us for volume discounts.

Yes. NR6.ca is a legitimate Canadian business providing tax filing assistance. The NR6 is an official CRA form, and using a professional service to prepare and submit it is completely legal and common practice. We follow all CRA guidelines and regulations.

Your data is protected with HTTPS encryption, secure cloud storage via Firebase, and Stripe for payment processing. We never store credit card information on our servers. Your personal and financial data is used solely to prepare your NR6 filing and related returns.

CRA rejections are rare and usually due to calculation errors or missing information. If your NR6 is rejected, we correct the issue and resubmit at no additional charge. We review every filing before submission to minimize the chance of rejection.